My family has been in the Real Estate industry since 1972 and I take great pride in helping my clients find the perfect loan to meet their needs. Whether you are a first time homebuyer looking for someone to guide you through the process, or a seasoned homeowner looking to move or refinance.

I grew up in Howard County Maryland and now reside in the Kentlands in Montgomery County.  I attended the University of Maryland at College Park.  My office is located in Rockville.  You can reach me anytime (24/7) at my main number 301.585.RATE (7283). 

I pride myself in being extremely responsive and always looking out for your best interest.  Whether you're looking for a Conventional loan, FHA loan, 80-10-10 loan, or a Refinance, I remain your point of contact throughout the entire process and with in-house underwriting and processing your loan will close on time.

During my down time I enjoy cycling, running, spending time with family and friends, traveling, and scuba diving. 

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• Rockville, MD mortgage
• Bethesda, MD mortgage
• Potomac, MD mortgage
• Chevy Chase, MD mortgage
• Gaithersburg, MD mortgage
• Olney, MD mortgage
• Frederick, MD mortgage
• District of Columbia, Washington DC mortgage
• Clarksville, MD mortgage
• Ellicott City, MD mortgage

• Columbia, MD mortgage
• Howard County, MD mortgage
• Baltimore, MD mortgtage
• Annapolis, MD mortgage
• Montgomery County, MD mortgage
• Arlington, VA mortgage
• Alexandria, VA mortgage
• Falls Church, VA mortgage
• Fairfax, VA mortgage
• Mc Lean, VA mortgage

Loan Programs Offered

• FHA Home Loans and Refinances
• 80-10-10 Purchase Loans (Fantastic option for people with 10% down)
• Conventional Loans and Refinances
• Jumbo Loans and Refinances
• VA Loans (Zero Money Down)

For a free consultation don't hesitate to contact me today!  You may call me for a free consultation and I will gladly go over all of your options with you.  If you would like you can head over to http://www.nickhomeloan.com and "apply now" and I will contact you regarding which of our loan programs will meet your needs.  I strive for 100% client satisfaction and rely on referrals from past clients and agents, therefore I am motivated to make the home purchase or refinance process as easy and smooth as possible for you.

First Place Bank is an established community bank new to the MD/DC market.  With all the struggles of the "large banks" the community banking model has proven to be much more efficient.  We still offer 80/10/10's, in-house operations, and have a group of local approved appraisers (no 3rd party appraisal system).  My entire group made the move to First Place Bank after thirteen years at a large bank mainly because we believe in a higher level of service.  Please consider us for your next home purchase or refinance.

Thank you,

Nick Pakulla / Loan Officer / NMLS# 728211 / First Place Bank / 301.585.RATE (7283)

www.nickhomeloan.com