Nick Pakulla - Mortgage Lender Loan Officer in MD, DC, VA

High balance jumbo super conforming mortgage loan limits by County 2011


For loans originated on or before September 30, 2011, the "temporary" high-cost area loan limits will apply and will be the same as the 2010 high-cost area loan limits, up to a maximum of $729,750. Presented below is a table detailing the County loan limits for Maryland, DC, and Virginia.

The limits are especially favorable to the DC Metro area, including Montgomery County, Frederick County, and Prince George's County with loan limits being $729,750.  Howard County, Anne Arundel County, and Baltimore County get left out with a $560,000 loan limit.  

What are the County loan limits?

The County Loan limits are somewhat like a speed limit in the mortgage market.  Fannie sets the limits which means they will secure loans originated up to the specified amount.  Anything above the specified loan limits and you are required to use a private backed Jumbo mortgage product with have higher rates and different terms. 

** Don't forget about our second mortgages to allow you to go above the loan limits with only 10% down - keeping you out of jumbo mortgage rates.

Loans originated on or after October 1, 2011 are slated to go back to the "permanent" high-cost area loan limits up to a maximum of $625,500.

county_loan_limits


DISTRICT OF COLUMBIA DISTRICT OF COL, DC $729,750
MARYLAND ALLEGANY, MD $417,000
MARYLAND ANNE ARUNDEL, MD $560,000
MARYLAND BALTIMORE, MD $560,000
MARYLAND CALVERT, MD $729,750
MARYLAND CAROLINE, MD $417,000
MARYLAND CARROLL, MD $560,000
MARYLAND CECIL, MD $420,000
MARYLAND CHARLES, MD $729,750
MARYLAND DORCHESTER, MD $417,000
MARYLAND FREDERICK, MD $729,750
MARYLAND GARRETT, MD $437,500
MARYLAND HARFORD, MD $560,000
MARYLAND HOWARD, MD $560,000
MARYLAND KENT, MD $417,000
MARYLAND MONTGOMERY, MD $729,750
MARYLAND PRINCE GEORGE'S, MD $729,750
MARYLAND QUEEN ANNE'S, MD $560,000
MARYLAND ST. MARY'S, MD $417,000
MARYLAND SOMERSET, MD $417,000
MARYLAND TALBOT, MD $443,750
MARYLAND WASHINGTON, MD $417,000
MARYLAND WICOMICO, MD $417,000
MARYLAND WORCESTER, MD $437,500
MARYLAND BALTIMORE CITY, MD $560,000
VIRGINIA ACCOMACK, VA $417,000
VIRGINIA ALBEMARLE, VA $437,000
VIRGINIA ALLEGHANY, VA $417,000
VIRGINIA AMELIA, VA $535,900
VIRGINIA AMHERST, VA $417,000
VIRGINIA APPOMATTOX, VA $417,000
VIRGINIA ARLINGTON, VA $729,750
VIRGINIA AUGUSTA, VA $417,000
VIRGINIA BATH, VA $417,000
VIRGINIA BEDFORD, VA $417,000
VIRGINIA BLAND, VA $417,000
VIRGINIA BOTETOURT, VA $417,000
VIRGINIA BRUNSWICK, VA $417,000
VIRGINIA BUCHANAN, VA $417,000
VIRGINIA BUCKINGHAM, VA $417,000
VIRGINIA CAMPBELL, VA $417,000
VIRGINIA CAROLINE, VA $535,900
VIRGINIA CARROLL, VA $417,000
VIRGINIA CHARLES CITY, VA $535,900
VIRGINIA CHARLOTTE, VA $417,000
VIRGINIA CHESTERFIELD, VA $535,900
VIRGINIA CLARKE, VA $729,750
VIRGINIA CRAIG, VA $417,000
VIRGINIA CULPEPER, VA $417,000
VIRGINIA CUMBERLAND, VA $535,900
VIRGINIA DICKENSON, VA $417,000
VIRGINIA DINWIDDIE, VA $535,900
VIRGINIA ESSEX, VA $417,000
VIRGINIA FAIRFAX, VA $729,750
VIRGINIA FAUQUIER, VA $729,750
VIRGINIA FLOYD, VA $417,000
VIRGINIA FLUVANNA, VA $437,000
VIRGINIA FRANKLIN, VA $417,000
VIRGINIA FREDERICK, VA $475,000
VIRGINIA GILES, VA $417,000
VIRGINIA GLOUCESTER, VA $458,850
VIRGINIA GOOCHLAND, VA $535,900
VIRGINIA GRAYSON, VA $417,000
VIRGINIA GREENE, VA $437,000
VIRGINIA GREENSVILLE, VA $417,000
VIRGINIA HALIFAX, VA $417,000
VIRGINIA HANOVER, VA $535,900
VIRGINIA HENRICO, VA $535,900
VIRGINIA HENRY, VA $417,000
VIRGINIA HIGHLAND, VA $417,000
VIRGINIA ISLE OF WIGHT, VA $458,850
VIRGINIA JAMES CITY, VA $458,850
VIRGINIA KING AND QUEEN, VA $535,900
VIRGINIA KING GEORGE, VA $417,000
VIRGINIA KING WILLIAM, VA $535,900
VIRGINIA LANCASTER, VA $545,000
VIRGINIA LEE, VA $417,000
VIRGINIA LOUDOUN, VA $729,750
VIRGINIA LOUISA, VA $535,900
VIRGINIA LUNENBURG, VA $417,000
VIRGINIA MADISON, VA $417,000
VIRGINIA MATHEWS, VA $458,850
VIRGINIA MECKLENBURG, VA $417,000
VIRGINIA MIDDLESEX, VA $417,000
VIRGINIA MONTGOMERY, VA $417,000
VIRGINIA NELSON, VA $437,000
VIRGINIA NEW KENT, VA $535,900
VIRGINIA NORTHAMPTON, VA $417,000
VIRGINIA NORTHUMBERLAND, VA $417,000
VIRGINIA NOTTOWAY, VA $417,000
VIRGINIA ORANGE, VA $417,000
VIRGINIA PAGE, VA $417,000
VIRGINIA PATRICK, VA $417,000
VIRGINIA PITTSYLVANIA, VA $417,000
VIRGINIA POWHATAN, VA $535,900
VIRGINIA PRINCE EDWARD, VA $417,000
VIRGINIA PRINCE GEORGE, VA $535,900
VIRGINIA PRINCE WILLIAM, VA $729,750
VIRGINIA PULASKI, VA $417,000
VIRGINIA RAPPAHANNOCK, VA $417,000
VIRGINIA RICHMOND, VA $417,000
VIRGINIA ROANOKE, VA $417,000
VIRGINIA ROCKBRIDGE, VA $417,000
VIRGINIA ROCKINGHAM, VA $417,000
VIRGINIA RUSSELL, VA $417,000
VIRGINIA SCOTT, VA $417,000
VIRGINIA SHENANDOAH, VA $417,000
VIRGINIA SMYTH, VA $417,000
VIRGINIA SOUTHAMPTON, VA $417,000
VIRGINIA SPOTSYLVANIA, VA $729,750
VIRGINIA STAFFORD, VA $729,750
VIRGINIA SURRY, VA $458,850
VIRGINIA SUSSEX, VA $535,900
VIRGINIA TAZEWELL, VA $417,000
VIRGINIA WARREN, VA $729,750
VIRGINIA WASHINGTON, VA $417,000
VIRGINIA WESTMORELAND, VA $417,000
VIRGINIA WISE, VA $417,000
VIRGINIA WYTHE, VA $417,000
VIRGINIA YORK, VA $458,850
VIRGINIA ALEXANDRIA, VA $729,750
VIRGINIA BEDFORD IND, VA $417,000
VIRGINIA BRISTOL, VA $417,000
VIRGINIA BUENA VISTA, VA $417,000
VIRGINIA CHARLOTTESVILLE, VA $437,000
VIRGINIA CHESAPEAKE, VA $458,850
VIRGINIA COLONIAL HEIGHT, VA $535,900
VIRGINIA COVINGTON, VA $417,000
VIRGINIA DANVILLE, VA $417,000
VIRGINIA EMPORIA, VA $417,000
VIRGINIA FAIRFAX IND, VA $729,750
VIRGINIA FALLS CHURCH, VA $729,750
VIRGINIA FRANKLIN IND, VA $417,000
VIRGINIA FREDERICKSBURG, VA $729,750
VIRGINIA GALAX, VA $417,000
VIRGINIA HAMPTON, VA $458,850
VIRGINIA HARRISONBURG, VA $417,000
VIRGINIA HOPEWELL, VA $535,900
VIRGINIA LEXINGTON, VA $417,000
VIRGINIA LYNCHBURG, VA $417,000
VIRGINIA MANASSAS, VA $729,750
VIRGINIA MANASSAS PARK, VA $729,750
VIRGINIA MARTINSVILLE, VA $417,000
VIRGINIA NEWPORT NEWS, VA $458,850
VIRGINIA NORFOLK, VA $458,850
VIRGINIA NORTON, VA $417,000
VIRGINIA PETERSBURG, VA $535,900
VIRGINIA POQUOSON, VA $458,850
VIRGINIA PORTSMOUTH, VA $458,850
VIRGINIA RADFORD, VA $417,000
VIRGINIA RICHMOND IND, VA $535,900
VIRGINIA ROANOKE IND, VA $417,000
VIRGINIA SALEM, VA $417,000
VIRGINIA STAUNTON, VA $417,000
VIRGINIA SUFFOLK, VA $458,850
VIRGINIA VIRGINIA BEACH, VA $458,850
VIRGINIA WAYNESBORO, VA $417,000
VIRGINIA WILLIAMSBURG, VA $458,850
VIRGINIA WINCHESTER, VA $475,000
     

If you County is not covered above, you can find the entire Fannie Mae Loan Limit spreadsheet. If you have any questions about your specific loan limit for your county, don't hesitate to contact me via email or phone.  301-585-7283.  

 

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Nick Pakulla / Loan Officer / NMLS# 728211 / First Place Bank Mortgage - A Division of Talmer Bancorp / 15400 Calhoun Drive, Rockville MD 20855 / 301.585.7283 / http://www.nickhomeloan.com

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*Mortgage rates in my blog posts may be outdated, please contact me for a current rate quote! 

0 commentsNick Pakulla • January 30 2011 11:44AM
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